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Credit Report Errors Soar Amid Weakened Consumer Protections

3/10/2026

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Summary

Story summary

Credit bureaus increasingly leave errors on consumer reports, hurting individuals like Rebecca Sheppard.
Under the Trump administration, the CFPB has weakened, resulting in fewer resolved complaints.
Chi Chi Wu of the National Consumer Law Center says lawsuits now motivate bureaus.
Since January 2025, over 2.7 million complaints have gone unresolved.
Advocates warn that without a stronger CFPB, errors will be harder to fix.

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Story summary

Credit bureaus increasingly leave errors on consumer reports, hurting individuals like Rebecca Sheppard.
Under the Trump administration, the CFPB has weakened, resulting in fewer resolved complaints.
Chi Chi Wu of the National Consumer Law Center says lawsuits now motivate bureaus.
Since January 2025, over 2.7 million complaints have gone unresolved.
Advocates warn that without a stronger CFPB, errors will be harder to fix.