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8th Circuit Ends SAVE Plan, Millions Urged to Switch

3/11/2026

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Story summary
  • The U.S. Court of Appeals for the 8th Circuit terminated the Saving on a Valuable Education (SAVE) plan.
  • The court reversed a lower court's dismissal of a Republican-led challenge against the program.
  • Over 7 million borrowers were enrolled in SAVE.
  • Borrowers should switch to the Income-Based Repayment (IBR) plan.
  • A lawsuit has been filed against the Department of Education, claiming the agency's refusal to implement SAVE violates federal law.