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SNAP Theft Drops 83% After Chip Card Switch

3/11/2026

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Story summary
  • Supplemental Nutrition Assistance Program (SNAP) recipients faced over $320 million in electronic benefit theft from October 2022 to December 2024.
  • California reports an 83% decline in stolen benefits after switching to chip-enabled cards.
  • Lawmakers in various states are introducing legislation to strengthen SNAP payment-card security.
  • The Enhanced Cybersecurity for SNAP Act would require chip cards within two years and replace magnetic-stripe cards, with free three-day replacements and store upgrades.