Story perspectives

Fed Proposes Bank Capital Changes Amid Criticism

3/13/2026

48 5

Summary

Story summary

The Federal Reserve plans to revise U.S. bank capital requirements to reduce buffers.
Michelle Bowman announced that the changes align with Basel III, modestly affecting large banks and surcharges for global systemically important banks.
The proposal aims to streamline regulations and address oversight gaps in mortgage lending.
Critics, including Senator Elizabeth Warren, warn the changes could weaken safeguards from the 2008 crisis.
Public feedback will be sought before finalization.

1 of 1

Story summary

The Federal Reserve plans to revise U.S. bank capital requirements to reduce buffers.
Michelle Bowman announced that the changes align with Basel III, modestly affecting large banks and surcharges for global systemically important banks.
The proposal aims to streamline regulations and address oversight gaps in mortgage lending.
Critics, including Senator Elizabeth Warren, warn the changes could weaken safeguards from the 2008 crisis.
Public feedback will be sought before finalization.