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U.S. Regulators Propose Easing Bank Capital Requirements

3/19/2026

Summary

Story summary

On March 19, 2026, U.S. banking regulators proposed changes to capital requirements for large and regional banks.
The Federal Reserve, FDIC, and OCC aim to revise "Basel III" standards and adjust the "GSIB surcharge" to ease post-2008 financial crisis regulations.
Critics warn these changes could weaken financial safeguards amid rising risks.
The Fed estimates capital requirements could decrease by 3.8% for large banks and up to 7.8% for smaller banks.
Public comments will be accepted for 90 days before final approval.

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Story summary

On March 19, 2026, U.S. banking regulators proposed changes to capital requirements for large and regional banks.
The Federal Reserve, FDIC, and OCC aim to revise "Basel III" standards and adjust the "GSIB surcharge" to ease post-2008 financial crisis regulations.
Critics warn these changes could weaken financial safeguards amid rising risks.
The Fed estimates capital requirements could decrease by 3.8% for large banks and up to 7.8% for smaller banks.
Public comments will be accepted for 90 days before final approval.