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Fed Proposes Major Cut to Bank Capital Requirements

3/20/2026

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Story summary
  • US federal regulators proposed changes to bank capital requirements on March 19, 2026, to reduce safety buffers.
  • The Federal Reserve would cut requirements by 4.8% on average for major banks and up to 7.8% for smaller banks.
  • Jerome H. Powell, Fed Chair, said adjustments are warranted after nearly two decades since the financial crisis.
  • The proposal will undergo a 90-day public comment period before final approval.