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Rising Credit Card Debt Sparks Wage Garnishment Concerns

3/21/2026

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Summary

Story summary

Wage garnishment affects many Americans as credit card debt reaches $1.3 trillion.
Federal law limits garnishments to 25% of disposable earnings, with some states offering stricter protections.
Borrowers must receive notice before garnishment and can contest it in court.
Employers cannot fire employees for a single garnishment order, though protections vary for multiple orders.

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Story summary

Wage garnishment affects many Americans as credit card debt reaches $1.3 trillion.
Federal law limits garnishments to 25% of disposable earnings, with some states offering stricter protections.
Borrowers must receive notice before garnishment and can contest it in court.
Employers cannot fire employees for a single garnishment order, though protections vary for multiple orders.