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Experts Warn: Limit Private Credit to 5% Portfolios

3/23/2026

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Story summary
  • The private credit market, valued at $1.8 trillion, faces scrutiny over hidden risks and liquidity concerns.
  • Lloyd Blankfein, former chief executive of Goldman Sachs, warns that a shift to retail investors could expose them to systemic risks akin to the 2008 crisis.
  • Financial advisors caution that some caution is warranted and that fears of a widespread meltdown are overstated.
  • Experts recommend limiting private credit exposure to about 5% of portfolios.