Back to today’s briefing

Story perspectives

Student Loan Holders Save £2,000 Less for Home Deposits

3/23/2026

38 5 Full Breakdown

Summary

Story summary

Barclays reports that student loan holders save £310 per month for a home deposit, vs £473.70 for debt-free savers, nearly £2,000 less per year.
44% of student loan holders feel repayments hinder financial stability, and 41% say it affects their ability to save for a home.
In February 2026, 68.5% of first-time buyers purchased properties under £300,000, up from 60.9% the previous year.

1 of 1

Story summary

Barclays reports that student loan holders save £310 per month for a home deposit, vs £473.70 for debt-free savers, nearly £2,000 less per year.
44% of student loan holders feel repayments hinder financial stability, and 41% say it affects their ability to save for a home.
In February 2026, 68.5% of first-time buyers purchased properties under £300,000, up from 60.9% the previous year.