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10% Drop ACA Coverage as Subsidies Expire, Costs Surge

3/23/2026

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Story summary
  • A Kaiser Family Foundation (KFF) survey shows 10% of Americans in Affordable Care Act (ACA) plans dropped insurance after subsidies expired in 2026.
  • The average premium reached $1,904 in 2026, more than double last year's.
  • Among those who retained coverage, 80% report higher costs, fearing they cannot afford care.
  • The expiration of enhanced subsidies sparked political division, with Democrats blaming Republicans for rising costs.