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New Proposal Caps Social Security Benefits for High Earners

3/25/2026

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Summary

Story summary

The Committee for a Responsible Federal Budget (CRFB) proposes the Six Figure Limit to cap Social Security benefits for high earners.
The limit would cap benefits at $100,000 for couples and $50,000 for singles.
The plan aims to reduce costs and increase benefits for lower-income retirees as Social Security faces insolvency by 2032.
If implemented, the Six Figure Limit could save $100–$190 billion over the next decade and boost progressivity.

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Story summary

The Committee for a Responsible Federal Budget (CRFB) proposes the Six Figure Limit to cap Social Security benefits for high earners.
The limit would cap benefits at $100,000 for couples and $50,000 for singles.
The plan aims to reduce costs and increase benefits for lower-income retirees as Social Security faces insolvency by 2032.
If implemented, the Six Figure Limit could save $100–$190 billion over the next decade and boost progressivity.