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Fannie Mae Partners for Crypto-Backed Mortgages to Boost Homeownership

3/27/2026

Summary

Story summary

Fannie Mae (the Federal National Mortgage Association), Coinbase, and Better Home & Finance have partnered to offer crypto-backed mortgages using Bitcoin or USDC as down-payment collateral.
The program aims to expand access to homeownership, especially for younger buyers facing down payments.
Borrowers will take a standard mortgage and a second loan secured by crypto holdings, with assets kept in custody, reflecting a shift toward integrating digital assets into mainstream finance.

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Story summary

Fannie Mae (the Federal National Mortgage Association), Coinbase, and Better Home & Finance have partnered to offer crypto-backed mortgages using Bitcoin or USDC as down-payment collateral.
The program aims to expand access to homeownership, especially for younger buyers facing down payments.
Borrowers will take a standard mortgage and a second loan secured by crypto holdings, with assets kept in custody, reflecting a shift toward integrating digital assets into mainstream finance.