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Story perspectives

Credit Scores Impact Job Promotions: New Laws Coming

3/29/2026

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Story summary
  • Brittany Greene says a 2017 promotion was harmed by a credit score in the 400s.
  • Greene learned via email that the credit history influenced the decision.
  • Experts say about half of employers check credit reports during checks, especially in finance and healthcare sectors.
  • The Fair Credit Reporting Act requires employer consent before accessing credit reports.
  • As of April 2026, 11 states including New York ban credit checks in employment decisions.