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Story summary
- After a judgment is issued, employers must withhold up to 25% of the debtor's disposable income.
- Failing to respond forfeits the right to dispute the garnishment and may trigger further actions, such as bank levies.
- Elevated borrowing costs and inflation push many to rely on credit cards, increasing debt if garnishments remain unpaid.
- Options such as debt settlement, debt management plans, or bankruptcy can help regain control, and prompt action limits impact.
