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Monzo Bank Closes US Operations, Cuts 50 Jobs

4/1/2026

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Story summary
  • Monzo Bank Limited closes its US operations to focus on growth in the UK and Europe, a deliberate, strategic move that will cut 50 jobs.
  • New US sign-ups have ceased, and existing customers can access accounts through June 2026.
  • Monzo entered the US market in 2020 and withdrew its banking license application in 2021.
  • Under CEO Diana Layfield, Monzo will leverage its European banking license to grow its UK base.