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Story summary
- Dayforce, a payroll firm, reports that the retirement savings rate for U.S. workers fell to 8.9% in 2025 from 9.2% in 2024, with 26% of savers reducing contributions.
- The decline is most pronounced among workers earning $50,000 to $150,000 per year.
- Despite a stable economy, living costs challenge many families.
- Generation Z shows promise, with participation rising to 69.5% and savings rates increasing to 6.2% between 2022 and 2025.
