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Story perspectives

AI Data Center Boom Forces Insurers to Adapt Fast

4/6/2026

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Story summary
  • The rapid growth of AI data centers challenges insurers amid rapid tech advances and complex financing.
  • Insurers must adapt to valuing assets that may become obsolete within 18–24 months.
  • Global data-center spending could reach $7 trillion by 2030, driven by private equity and tech giants.
  • Marsh has launched a dedicated insurance facility for data centers.
  • Opaque financing could cause instability due to the lifecycle disparity between data centers and GPUs.