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FinCEN Proposes AML Reform to Combat Illicit Finance

4/7/2026

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Story summary
  • Financial Crimes Enforcement Network (FinCEN) proposed on April 7, 2026 a rule to reform AML and CFT programs to modernize the framework and reduce compliance burdens, with comments due 60 days after Federal Register publication.
  • The proposal focuses on compliance effectiveness.
  • It would allow banks to prioritize riskier areas.
  • It would clarify expectations for program functions.
  • Treasury Secretary Scott Bessent emphasized shifting from paperwork to combating illicit finance.