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Story summary
- Investors are boosting IRA contributions ahead of April 15 deadline, with Fidelity reporting an 18% rise before March 20 and most flowing to after-tax Roth IRAs.
- For 2025, the limit is $7,000, or $8,000 for those aged 50+.
- Roth IRA eligibility depends on MAGI, with limits of $150,000 for singles and $236,000 for married couples.
- In 2026, the limit rises to $7,500, with a $1,100 catch-up for older investors.
