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Mortgage Rates Drop to 6.37% Amid Inflation Concerns

4/9/2026

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Story summary
  • The average long-term U.S. mortgage rate declined to 6.37% this week, down from 6.46% last week.
  • A year ago the rate was 6.62%.
  • The decline follows inflation concerns tied to the war with Iran, which has affected oil prices and Treasury yields.
  • Despite the drop, sales remain stagnant and mortgage applications declined 0.8% last week.
  • Experts warn that further rate increases could hinder home sales during the peak buying season.