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Story perspectives

Gen Z Struggles for Independence Amid Rising Costs

4/13/2026

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Story summary
  • Rising costs and debt delay Gen Z's transition to adulthood.
  • A 2024 Pew Research Center survey found only 16% of people aged 18-24 are financially independent.
  • Independence increases with age: 44% of those aged 25-29 and two-thirds of those aged 30-34 are independent.
  • The unemployment rate for recent graduates rose to 5.7%, with underemployment at 42.5%.
  • Experts advise clarifying parental support as gifts or loans and maintaining regular progress check-ins.