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Story perspectives

Rising Costs Drive More Americans into Mortgage Delinquencies

4/13/2026

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Story summary
  • Rising cost of living is causing more Americans to struggle with mortgage payments, according to Intercontinental Exchange (ICE).
  • The ICE report shows an increase in mortgage delinquencies, particularly in severely delinquent loans.
  • Experts advise homeowners to contact their mortgage servicer immediately to explore options, including forbearance agreements, loan modifications, and free counseling services.
  • Selling the home may be a viable option to avoid foreclosure.