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Story summary
- Experts predict home equity line of credit (HELOC) rates stay in the low-7% range through 2026.
- This stability reflects Federal Reserve rate decisions and tensions, notably the Iran conflict.
- Analysts say declines are unlikely unless global markets stabilize and inflation eases.
- Borrowers should assess their credit profiles and market conditions when seeking competitive HELOC rates.
- Alternatives such as home equity loans or cash-out refinancing may also be viable options.
