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Hochul Proposes Car Insurance Reforms Amid Controversy

4/14/2026

Summary

Story summary

Governor Kathy Hochul is pushing changes to New York car insurance laws redefining "serious injury" and limiting damages for certain drivers.
Hochul says the proposal will not affect victims' rights to pursue economic and non-economic damages, despite New York's high insurance rates.
The Trial Lawyers Association argues the plan will harm accident victims and misrepresent its impact.
Hochul's reforms are part of an affordability agenda backed by Uber Technologies.

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Story summary

Governor Kathy Hochul is pushing changes to New York car insurance laws redefining "serious injury" and limiting damages for certain drivers.
Hochul says the proposal will not affect victims' rights to pursue economic and non-economic damages, despite New York's high insurance rates.
The Trial Lawyers Association argues the plan will harm accident victims and misrepresent its impact.
Hochul's reforms are part of an affordability agenda backed by Uber Technologies.