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643,000 Borrowers Face Urgent Student Loan Decisions

4/15/2026

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Story summary
  • More than 643,000 student loan borrowers await debt forgiveness or plan enrollment, per the U.S. Department of Education.
  • As of March 2025, 553,966 requests for income-driven repayment plans are pending.
  • The Saving on a Valuable Education (SAVE) Plan ends; borrowers must choose a new plan by July or risk auto-enrollment in the Standard Repayment Plan.
  • Experts warn borrowers may face higher payments and longer forgiveness timelines.