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Over 600,000 Borrowers Face Delays in Loan Forgiveness

4/17/2026

Summary

Story summary

More than 600,000 student loan borrowers face delays in processing income-driven repayment plans and forgiveness, per a court filing.
The backlog results from legal challenges and administrative slowdowns, amplified by the Trump administration's efforts to restrict Biden policies.
Borrowers remain uncertain about monthly payments and forgiveness eligibility.
Experts warn that waiting may cause financial strain as many stay in forbearance, with resolution dependent on court rulings and Education Department actions.

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Story summary

More than 600,000 student loan borrowers face delays in processing income-driven repayment plans and forgiveness, per a court filing.
The backlog results from legal challenges and administrative slowdowns, amplified by the Trump administration's efforts to restrict Biden policies.
Borrowers remain uncertain about monthly payments and forgiveness eligibility.
Experts warn that waiting may cause financial strain as many stay in forbearance, with resolution dependent on court rulings and Education Department actions.