Back to today’s briefing

Story perspectives

BNPL Use Soars: 29% Use for Groceries, Gen Z Leads

4/17/2026

39 7 Full Breakdown

Summary

Story summary

A LendingTree survey shows buy now, pay later (BNPL) use rising among Americans; 29% rely on BNPL for groceries, up from 14% two years ago.
Gen Z leads, with 38% using BNPL for everyday expenses.
A Federal Reserve report says BNPL's impact on financial stability is currently limited, with no clear evidence of increased stress in consumer credit markets.

1 of 1

Story summary

A LendingTree survey shows buy now, pay later (BNPL) use rising among Americans; 29% rely on BNPL for groceries, up from 14% two years ago.
Gen Z leads, with 38% using BNPL for everyday expenses.
A Federal Reserve report says BNPL's impact on financial stability is currently limited, with no clear evidence of increased stress in consumer credit markets.