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Gen Z Homebuyers Surge to 53% Despite Market Challenges

4/17/2026

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Story summary
  • According to the National Association of Realtors’ 2026 report, Gen Z homebuyers aged 18 to 26 bought homes alone at 53% in 2026, more than double the rate for millennials at the same age.
  • Gen Z accounts for about 4% of the U.S. housing market in 2026.
  • Rising home prices and high mortgage rates are pushing Gen Z to delay traditional adulthood milestones and prioritize homeownership.
  • About 14% of Gen Z homebuyers seek down payment assistance to afford purchases.