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Hochul Proposes Changes to NY Car Accident Liability Laws

4/18/2026

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Summary

Story summary

New York Governor Kathy Hochul criticized the state's car accident liability laws, saying the rules raise costs and risks for first responders.
She cited a surge in insurance costs for the fire department, from $7,000 in 2023 to $12,000 this year.
Hochul attributed the rise to staged accidents and fraudulent claims and proposed changes to the legal definition of 'serious injury,' drawing support from fire and emergency services unions.

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Story summary

New York Governor Kathy Hochul criticized the state's car accident liability laws, saying the rules raise costs and risks for first responders.
She cited a surge in insurance costs for the fire department, from $7,000 in 2023 to $12,000 this year.
Hochul attributed the rise to staged accidents and fraudulent claims and proposed changes to the legal definition of 'serious injury,' drawing support from fire and emergency services unions.