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2027 Social Security COLA Up 2.8%, But Costs Rise

4/19/2026

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Story summary
  • The projected 2027 Social Security cost-of-living adjustment (COLA) is about 2.8%, increasing retirees’ payments by roughly $56.69 per month.
  • The adjustment aims to maintain buying power amid rising inflation driven by higher fuel prices.
  • Experts warn the increase may not boost financial security since healthcare and housing costs could absorb the gains.
  • The COLA is reactive and has historically lagged inflation, underscoring the need for ongoing financial planning.