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New Bills Aim to Support Caregivers' Retirement Savings

4/21/2026

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Summary

Story summary

Caregivers provided about $1 trillion in unpaid care in 2024, with 78% incurring costs averaging $7,242.
The American Association of Retired Persons (AARP) reports three in five caregivers are women and have less retirement savings than men.
New congressional bills would let caregivers contribute to retirement accounts despite limited earned income.
The proposed measures would offer a flexible alternative to spousal IRAs.

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Story summary

Caregivers provided about $1 trillion in unpaid care in 2024, with 78% incurring costs averaging $7,242.
The American Association of Retired Persons (AARP) reports three in five caregivers are women and have less retirement savings than men.
New congressional bills would let caregivers contribute to retirement accounts despite limited earned income.
The proposed measures would offer a flexible alternative to spousal IRAs.