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Retirement Savings Vary Widely: Massachusetts Leads, Mississippi Trails

4/21/2026

42 8 Full Breakdown

Summary

Story summary

The SmartAsset report from the financial site notes Social Security often falls short.
Massachusetts leads with an average of $150,000 saved, while Mississippi trails at $35,000.
Maryland has the highest 401(k) usage at 65%, underscoring strong participation.
The U.S. Census Bureau data covers 40 states and shows broad retirement disparities.

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Story summary

The SmartAsset report from the financial site notes Social Security often falls short.
Massachusetts leads with an average of $150,000 saved, while Mississippi trails at $35,000.
Maryland has the highest 401(k) usage at 65%, underscoring strong participation.
The U.S. Census Bureau data covers 40 states and shows broad retirement disparities.