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Story summary
- Mortgage rates have declined to 5.99% for 30-year and 5.50% for 15-year loans, from end-March levels.
- The decline creates a significant opportunity for borrowers.
- Borrowers should pull their credit reports to ensure accuracy.
- Borrowers should shop around for competitive lender rates.
- They should consider locking in a rate to protect against future volatility, given rates under 6%.
