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GSEs Adopt VantageScore 4.0, FICO 10T; FICO Shares Plunge

4/24/2026

39 6 Full Breakdown

Summary

Story summary

On April 22, 2026, FHFA Director Bill Pulte and HUD Secretary Scott Turner announced the GSEs, covering 70% of U.S. mortgages, will accept VantageScore 4.0 and FICO 10T.
HUD cleared twenty-one lenders, launched a $10 million trial, and said FHA will adopt the scores within months.
FICO’s share price fell 13% and is down 50% YTD, prompting experts to warn the change may help tens of thousands because of rent-data gaps.

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Story summary

On April 22, 2026, FHFA Director Bill Pulte and HUD Secretary Scott Turner announced the GSEs, covering 70% of U.S. mortgages, will accept VantageScore 4.0 and FICO 10T.
HUD cleared twenty-one lenders, launched a $10 million trial, and said FHA will adopt the scores within months.
FICO’s share price fell 13% and is down 50% YTD, prompting experts to warn the change may help tens of thousands because of rent-data gaps.