Story perspectives
US Mortgage Payments Dip; Fresno Falls 17.5%, Akron Rises 10.7%
4/26/2026
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Story summary
- The United States average monthly mortgage payment fell from $1,990 to $1,942 in 2025, according to LendingTree.
- Fresno, California posted the steepest decline, a 17.5% drop from $2,414 to $1,992.
- Texas and Florida together accounted for nine of the 20 cities with the largest payment cuts.
- Akron, Ohio recorded the largest increase, with monthly payments rising 10.7%.
- Toledo, Ohio saw a 9.7% rise.
