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UK Parents Save £18k; New High-Rate Kids Accounts

5/2/2026

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Story summary
  • UK parents save an average of £18,212 per child, with over 40 percent earmarked for education or university costs.
  • In May 2026, banks and societies launched children’s savings accounts, with Nationwide offering 5 percent on up to £5,000 and Kent Resilience offering 4.18 percent on up to £25,000 and no-age-limit.
  • Junior ISAs allow tax-free interest up to a £9,000 annual limit, while unclaimed Child Trust Funds hold an average £2,240 across 758,000 accounts.