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Story perspectives

Teacher Balances Mortgage, WINZ Aid, and Kids' Budget Lessons

5/5/2026

29 6 Full Breakdown

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Story summary
  • She kept paying mortgage and costs without using $20,000 reserve during a setback, using Work and Income New Zealand (WINZ) support and contributing $150 to managed-fund investments.
  • She raises two children on a teacher’s salary, covering rent and mortgage of $749, weekly groceries of $100-110 and meals out of $30-60.
  • She donates to Cancer Society and Women’s Refuge and teaches 7- and 11-year-old to split money into savings, spending and charity.