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30-Year Mortgage Rate Hits 6.5%, Applications Edge Up

5/20/2026

27 4 Full Breakdown

Summary

Story summary

The U.S. 30-year conforming mortgage rate rose to 6.499% on May 19 2026.
Other mortgage rates also rose, with the 15-year conforming at 5.792%, the 30-year jumbo at 6.656%, and FHA, VA and USDA 30-year rates near 6.1%.
Zillow reported a 30-year refinance rate of 6.58% and a purchase rate of 6.665%, both above the prior 6.646%.
Mortgage applications increased 1.7% for the week ending May 8, with purchase applications 7% above last year.

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Story summary

The U.S. 30-year conforming mortgage rate rose to 6.499% on May 19 2026.
Other mortgage rates also rose, with the 15-year conforming at 5.792%, the 30-year jumbo at 6.656%, and FHA, VA and USDA 30-year rates near 6.1%.
Zillow reported a 30-year refinance rate of 6.58% and a purchase rate of 6.665%, both above the prior 6.646%.
Mortgage applications increased 1.7% for the week ending May 8, with purchase applications 7% above last year.