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AI Debt Bot Demands $266 Nonexistent Debt, Highlights $16B Market

5/27/2026

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Story summary
  • ProCollect’s AI debt collector “Eve” called a Portland, Oregon resident to demand a $266 debt that system checks later showed was zero.
  • When the bot could not fulfill the caller’s role-play request, it transferred the call to a human agent.
  • Kaplan Group projects AI-driven debt-collection firms will generate $16 billion in revenue within a decade.
  • The Consumer Financial Protection Bureau received 11,000 debt-collection complaints in its first six months of operation.