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UK House Prices to Stall in 2026 Amid High Mortgages

6/10/2026

50 12 Full Breakdown

Summary

Story summary

Higher mortgage rates and weaker sentiment are expected to curb UK house-price growth in 2026.
Two-year and five-year fixed mortgages are 5.65 % and 5.61 % respectively.
Hamptons forecasts a 2.5 % price rise, while some forecasters expect flat or falling prices.
Pantheon Macroeconomics predicts a 3 % price gain in 2027 if rates fall to 3.75 %.
Landlords are selling stock amid tighter regulation, pressuring London and South East prices.

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Story summary

Higher mortgage rates and weaker sentiment are expected to curb UK house-price growth in 2026.
Two-year and five-year fixed mortgages are 5.65 % and 5.61 % respectively.
Hamptons forecasts a 2.5 % price rise, while some forecasters expect flat or falling prices.
Pantheon Macroeconomics predicts a 3 % price gain in 2027 if rates fall to 3.75 %.
Landlords are selling stock amid tighter regulation, pressuring London and South East prices.