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Story summary
- Mortgage rates rose above 6%, raising payment to $3,100 in Q4 2025.
- Harvard Joint Center for Housing Studies released 2026-06-19 State of Nation’s Housing report, finding home sales near low first hit in 2023 and starts down 1%, with single-family down 7%.
- Prices topped $400,000, 54% rise since 2020, while income rose to over $120,000 from $66,000 in 2020, employment fell to 116,000 in 2025 and confidence dropped more than 20 points.
