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US Mortgage Rates Dip to 6.47% After Iran Ceasefire

6/21/2026

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Story summary
  • U.S. mortgage rates fell to 6.47% for the 30-year loan after a U.S.–Iran framework deal.
  • Freddie Mac reported the 30-year rate dropped from 6.52%.
  • The 10-year Treasury yield slipped to about 4.44% after the cease-fire memorandum.
  • U.S. President Donald Trump signed a memorandum on June 17 extending the cease-fire and reopening Strait of Hormuz.
  • Federal Reserve (Fed) Chair Kevin Warsh left the federal funds rate unchanged at 3.5%-3.75% on June 17.