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Debt Hits $19.9 T, Savings Drop to 2.6 %

6/22/2026

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Story summary
  • Société Générale warned household debt hit $19.9 trillion and the savings rate dropped to 2.6 % in April.
  • Personal income excluding transfers fell to $16.5 trillion in April, $200 billion below 2025 peak.
  • Economist Albert Edwards said GDP credit intensity rose to 3 and credit intensity hit 73 last year, a 70-year high.
  • Boston Federal Reserve analysis noted consumer spending makes up 70 % of GDP and could plunge if savings ratio stops falling.