Full Breakdown
Arvuyot Yashir Launches Instant, Deposit-Free Rental Guarantee Platform in Israel
6/22/2026, 12:12:57 PM
Launch of a Digital Rental Guarantee Platform
Former Israel national soccer team captain and businessman Shimon Gershon has founded fintech company Arvuyot Yashir to issue rental guarantees without a cash deposit. The platform, backed by an investment of NIS 12 million, completes a guarantee issuance in roughly five minutes through an online workflow. Tenants submit personal details, identification documents, and property information; an automated financial background check then determines eligibility. When approved, a guarantee covering up to three months’ rent is transmitted to the landlord, the property manager, and the tenant. The service does not affect the tenant’s credit line. The process does not involve banking entities or manual procedures. For a typical guarantee of NIS 15,000, the fee is NIS 81 per month for a twelve-month term, representing 6.5 % of the guarantee amount, allowing tenants to retain cash for moving expenses.
Traditional Rental Guarantees in Israel: Context
In the Israeli rental market, tenants traditionally secure leases by freezing a cash deposit equal to up to three months’ rent or by obtaining a bank guarantee. Both approaches immobilize significant funds and often involve high bank commissions. Arvuyot Yashir’s model replaces these mechanisms with a digital guarantee issued by a financial entity operating in the market.
Founder and Partnerships
Shimon Gershon, former captain of the national soccer team, leads the venture. Arvuyot Yashir has partnered with leading real-estate firms—including Mivne Real Estate, Rent It, and City Boy—to embed its guarantee solution in long-term rental projects. A collaboration with insurance provider Phoenix Smart expands the offering to include moving-related insurances and a loan product for relocation expenses.
Data & Statistics
- Investment capital: NIS 12 million
- Guarantee issuance time: ~5 minutes
- Typical guarantee cost: NIS 81/month for NIS 15,000 guarantee (6.5 % annual rate)
- Coverage: Up to three months’ rent per guarantee
Market Adoption and Strategic Alliances
Integration with major real-estate companies enables landlords to receive verified digital security promptly, facilitating faster lease signing. The partnership with Phoenix Smart adds a safety cushion for larger-scale operations and positions Arvuyot Yashir as a significant player in Israel’s rental-security sector.
Official Statements & Responses
Company communications emphasize that the platform delivers “high certainty and rapid signing of the lease agreement” while allowing tenants to retain cash for immediate needs. Representatives note that the digital underwriting system eliminates “lengthy underwriting, working with branches, and mediating parties,” thereby streamlining the guarantee process.
What’s Next
Arvuyot Yashir plans to broaden its insurance and loan offerings through the Phoenix Smart collaboration and to extend its guarantee service to additional real-estate partners. Continued investment in the platform’s underwriting technology is expected to support scaling across the Israeli rental market.
