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Half of Gen Z Doubt State Pension, Boost Private Savings

7/1/2026

50 5 Full Breakdown

Summary

Story summary

About half of Generation Z respondents say they do not expect a state pension to be available when they retire.
Joel, a new graduate engineer in London, is directing a larger share of his earnings to his workplace pension because he doubts the state pension’s future, citing an ageing population and shrinking workforce.
He made this shift after years of lower-paid jobs and now earns a graduate salary.

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Story summary

About half of Generation Z respondents say they do not expect a state pension to be available when they retire.
Joel, a new graduate engineer in London, is directing a larger share of his earnings to his workplace pension because he doubts the state pension’s future, citing an ageing population and shrinking workforce.
He made this shift after years of lower-paid jobs and now earns a graduate salary.