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EU warns Russian banks crisis, 15% loan defaults

7/7/2026

26 5 Full Breakdown

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Story summary
  • European state intelligence warns Russia’s banks face an “explosive” crisis as they finance the war economy.
  • The report says 10% of corporate loans are doubtful and retail non-performing loan ratios hit 15% in 2025.
  • Over 13 million Russians held three loans and more than 500 000 declared bankruptcy in 2025, up almost one-third.
  • Central bank deputy governor Filipp Gabunia said capital cushions are highest in three years and corporate bad loans are 4%.