Drooid Logo
Back to today’s briefing

Story perspectives

Mortgage Applications Slip 2.2% as Rates Hit 6.58%

7/10/2026

42 7 Full Breakdown

1 of 1

Story summary
  • Mortgage applications fell 2.2% week ending July 3 per Mortgage Bankers Association (MBA) survey.
  • The refinance index dropped 4%, reducing refinance share to 40.6%.
  • Adjustable-rate mortgage (ARM) applications increased to 7.8% of total applications.
  • The average contract rate for 30-year fixed-rate mortgages with conforming balances rose to 6.58%.
  • Xactus’s Mortgage Intent Index slipped to 110.9 for the week of July 3, a roughly 10% decline attributed to the Fourth of July holiday.