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AI Chatbot Advice Costs Users $100, Experts Warn

7/13/2026

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Story summary
  • A 2025 Pearl.com survey found 19% of U.S. adults and 27% of Gen Z investors lost $100 after using AI chatbot financial advice.
  • Finance professor Vishaal Baulkaran warned that AI chatbots give incorrect retirement, tax, and Social Security advice, urging users to treat such output as a starting point before consulting certified financial planners.
  • Research on an Indian robo-advising platform showed young-male users and a surge in sign-ups during market volatility.