Back to today’s briefing

Story perspectives

Half of U.S. Workers Expect <$500K Retirement, Need $1.2M

7/16/2026

50 11 Full Breakdown

Summary

Story summary

The Schroders 2026 Retirement Survey (Mar 20–Apr 15) found that 51% of U.S. workers expect less than $500,000 saved for retirement, although $1.2 million is needed.
Sixty-nine percent cite healthcare, housing, insurance and utility costs as barriers to saving.
Thirty-three percent have more credit-card debt than retirement savings.
Fifty-five percent cannot save 10% of their paychecks.
Fifty-eight percent want more employer guidance on investing.

1 of 1

Story summary

The Schroders 2026 Retirement Survey (Mar 20–Apr 15) found that 51% of U.S. workers expect less than $500,000 saved for retirement, although $1.2 million is needed.
Sixty-nine percent cite healthcare, housing, insurance and utility costs as barriers to saving.
Thirty-three percent have more credit-card debt than retirement savings.
Fifty-five percent cannot save 10% of their paychecks.
Fifty-eight percent want more employer guidance on investing.