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Story summary
- Visa's July 2026 report estimates baby boomers will transfer $36 trillion to heirs over the next 20 years, after netting $93 trillion in assets against debt, retirement spending, charity, taxes and the top 1 % wealth.
- Excluding the top 1 % yields an average inheritance of $515,000 per receiving household.
- Visa expects heirs to spend $8 trillion, raising consumer-spending growth to 2.1 % annually and showing a $60 trillion gap versus Cerulli Associates’ $105 trillion projection.
